Finance & Flexible Payments

At SpeedMaster, we believe everyone should be able to access premium electric mobility — and that sometimes means spreading the cost. We offer a range of flexible payment options to suit different budgets and circumstances, including 0% interest finance on selected models.

Whether you want to split a smaller purchase into manageable monthly instalments or finance a higher-value e-bike over three years, we have a solution that works for you. All finance applications are subject to status and are handled by our regulated finance partners.

How Finance Works

Applying for finance at SpeedMaster is quick and straightforward. You can apply online at checkout in minutes, or speak to a member of staff in any of our stores. Decisions are typically instant, though some applications may require additional documentation.

Once approved, you choose your repayment term — typically 12, 24, or 36 months — and we'll confirm your monthly payment amount before you commit. Your new ride will be dispatched or ready for collection as soon as your finance agreement is confirmed.

• Apply in 2 minutes at checkout — no paperwork to post
• Instant decision in most cases
• Flexible repayment terms from 12 to 48 months
• 0% APR available on selected models
• Minimum order value £299 for finance

Klarna — Buy Now, Pay Later

SpeedMaster is proud to offer Klarna as a payment option. Klarna makes it easy to spread the cost of your purchase across monthly instalments, often with 0% interest on our promotional deals.

With Klarna, you can:

• Pay in 3 — Split your purchase into 3 equal, interest-free payments over 60 days. Available on orders £35–£1,000.
• Pay in 30 days — Try before you pay. You have 30 days to decide and pay. No interest.
• Financing — Spread the cost over 6–36 months. Interest-free promotional rates available.

Klarna is a regulated credit provider. Using Klarna's financing products will involve a credit search, which may affect your credit score. Late payment fees may apply.

Representative Finance Example

Eligibility

To be eligible for finance with SpeedMaster, you must:

• Be aged 18 or over
• Be a UK resident with a UK bank account
• Have a regular income (employment, self-employment, or pension)
• Pass a credit check carried out by our finance partner
• Not be subject to an IVA, bankruptcy, or debt management plan

Eligibility is subject to our finance partner's underwriting criteria. A soft search will be performed initially, which does not affect your credit score. A full credit search will only be performed if you proceed with a full application.

Apply Online

Finance is available directly at checkout when shopping online. Simply add your products to your basket, proceed to checkout, and select your preferred finance option. The application process takes approximately 2 minutes and you'll receive an instant decision in most cases.

If you prefer to apply in person, visit any of our stores and a member of staff will guide you through the process.

For questions about finance, please contact our team:

• Email: finance@speedmaster.bike
• Phone: 0121 234 5678 (ask for the finance team)

SpeedMaster Ltd is an Appointed Representative of a firm authorised and regulated by the Financial Conduct Authority. Finance is provided by third-party lenders. SpeedMaster acts as a credit broker, not a lender.